How to Properly Load a Trailer

Strap it down and keep an eye on where you put the weight.

Benjamin Hunting | 
Jan 19, 2023 | 3 min read

Honda Ridgeline towing Porsche 911Capital One | Manuel Carrillo III

Towing a trailer can dramatically increase the utility of your vehicle, but it's crucial to load up as safely as possible to prevent unwanted highway drama. Knowing how to distribute the weight of what you're carrying, how to strap it down, and what best practices you can use during load-up ensure a stress-free trip with a trailer attached.

Proper Weight distribution on a Trailer matters

There are two important weight distribution concerns to consider when loading a trailer: tongue weight and weight distribution. Tongue weight is the amount of weight that is bearing down directly on the hitch and transferring to the rear axle. In general, this should be no more than 15% of the trailer's total weight. Check your owner’s manual to find your vehicle’s maximum tongue-weight capacity. You can measure tongue weight with a tongue-weight scale, a specialty measuring device that mounts on a jack. You can also calculate your tongue weight at a commercial scale by subtracting the weight of the trailer as it's hitched to your vehicle from the weight of the trailer on its own.

Next, it's important when loading a trailer that weight should be biased toward the front. If too much weight shifts toward the rear, it can create a pendulum effect while driving that can cause the trailer to sway. Balance that weight between the trailer’s tongue and axles for maximum stability and control.

Honda Ridgeline towing Porsche 911Capital One | Manuel Carrillo III

Don't overload your vehicle

Your vehicle has a towing capacity based on its gross vehicle weight rating (GVWR). That's the maximum weight it can transport, including passengers, internal cargo, the trailer, and the trailer's cargo. You can find your vehicle's GVWR on the door jamb sticker or in the manual.

Subtracting the tongue weight of your trailer plus its cargo from the GVWR tells you how much capacity remains for passengers and other cargo. Keep below this rating while towing.

Tie everything down

If cargo shifts while underway, it can destabilize your trailer and create a dangerous driving situation. Using ratchet-style tie-downs to strap everything to the trailer's anchor points should yield a better, and safer, result than ropes or bungee cords and helps avoid any nasty surprises out on the road. Even if an item seems too heavy to move on its own, it's worth strapping it down for safety's sake.

Honda Ridgeline towing Porsche 911Capital One | Manuel Carrillo III

This strategy applies even if you are carrying a vehicle on your trailer. In addition to using the parking brake, proper tie-downs are essential to keep a car or truck from moving on a trailer. If possible, use straps that go over the wheels themselves, allowing the vehicle’s suspension to absorb movement while sitting on the trailer.

Hitch up before you load up

Connect the trailer to your vehicle before loading the trailer. Hitching up adds stability to the trailer as you walk cargo on and off, preventing it from moving unexpectedly. A scale can show you how load distribution affects tongue weight in real time.

When your cargo is a vehicle, the same advice is even more prudent, since loading and unloading something much heavier is far safer when the trailer doesn’t move unexpectedly.


Written by humans.
Edited by humans.

This site is for educational purposes only. The third parties listed are not affiliated with Capital One and are solely responsible for their opinions, products and services. Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The information presented in this article is believed to be accurate at the time of publication, but is subject to change. The images shown are for illustration purposes only and may not be an exact representation of the product. The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Capital One product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

Benjamin Hunting

Benjamin Hunting is a writer and podcast host who contributes to a number of newspapers, automotive magazines, and online publications. More than a decade into his career, he enjoys keeping the shiny side up during track days and always has one too many classic vehicle projects partially disassembled in his garage at any given time. Remember, if it's not leaking, it's probably empty.